In the past, when I've done this (rarely)....
All the CC info, i.e. name, expiration, address is sent via email except the last 4 digits of the CC and the CVC security number.
Then a text message is sent with the last 4 digits and CVC number.
If all the information is not in one place, it's more difficult to hijack. If someone were to hijack the email or the ...
I did this for many years and was usually a headache. Put forth far more time and energy than what I was compensated. The best advice I can give you as you begin your entrepreneurial endeavors is not to work with individuals. Though you may find some nice clients that value your services, you'll get more bang for your buck freelancing with established small ...
1/3 due upon signing contract
1/3 due at some point after the work starts, halfway point at the latest
1/3 due upon completion
Don't start work before they start paying. Don't continue work if they miss a deadline and ignore multiple reminders. Don't even think about handing over a finished product if you're not more than 50% (ideally like 70%) paid. Unless ...
Since we probably can't dissuade you from doing this, the two safest places for a files today are goole and aws.
You can use something like google forms to safely collect that data, just make sure that you keep the answers private and only share the form with the clients.
That way you get:
safe way of collecting the creditcard information
the data is stored ...
Some clients simply negotiate in bad faith.
I see you're a web developer, so I've got some experience to share with you.
Write down a simple contract, a couple of pages from a template should be enough and you get:
a way to show you are a professional
clear rules for both parties, and make sure to include
scope of work
dates (for payment, start of work, ...