Questions tagged [insurance]

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3answers
241 views

How to make sure I will get paid

I am a web developer and SEO for my brother. He has an insurance company and specialises on a certain type of customers that I address with special websites and SEO for him. I'm doing this for ...
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2answers
145 views

Do you need insurance before you freelance?

If you are an occasional freelancer (for programmer, sysadmin, etc.), do you need business insurance, even if you aren't really an official "business"? Assume for this you are doing things on UpWork ...
3
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3answers
136 views

Client is asking for a copy off my insurance docs, should I share?

One of my clients, with whom I am contracting, has asked for a copy of my full indemnity and liability policy documents. Is this a reasonable request, or should I just provide the headline details?
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1answer
51 views

General liability insurance for online business

I'm looking at general liability insurance but the market doesn't seem to comprehend that there might not be a physical location. It's entirely an online business and I work from my laptop remotely ...
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1answer
32 views

Unemployment Insurance

What is the best source of information about financial and legal requirements for LLCs? My husband has been paying my quarterly taxes, but I want to make sure we aren't missing anything without ...
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3answers
132 views

How worthwhile is contractor insurance (esp. in Canada)?

I have an employer here in Canada wanting me to do a gig as an independent contractor, and start asap. Front-End web, fairly straightforward project. At the same time, they and/or the recruiter are ...
-1
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1answer
121 views

Freelance Insurance for C2C Arrangement

I'm preparing to sign an agreement to work as a freelance contractor using a corp2corp arrangement with my LLC. I know nothing is hard and fast until I get actual quotes. Unfortunately, actual quote ...
4
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2answers
150 views

Part Time Freelancing - National Insurance Exemption

I have created an app that I want to sell on the Google play store. I have created free apps before, but for selling one you need a merchant account; for that I need to register as a sole trader. I ...
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1answer
79 views

A way out of getting liability insurance for temporary freelancing?

So I am currently switching jobs and the small company I work at might need me to do a little consulting/freelancing for them while they find someone to replace me. I am not really scared of them ...
5
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2answers
446 views

Do I need errors and omissions insurance as a freelance (1099) programmer?

This question is regarding working in the USA. For the past year and a half I've just worked as a contract (1099, a 1099 contract worker is someone who is self-employed and works for another company) ...
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3answers
254 views

Can a freelancer without health insurance end up paying tax penalty separately to both IRS and the local state?

This is about USA where health insurance is mandatory for most people (with the exception of some groups) due to the Affordable Care Act and Patient Care and Coverage Act (aka Obamacare). This ...
3
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3answers
324 views

What kind of liability insurances should IT consultants prepare to have in USA?

I work currently as an IT contractor through a placement agency in Massachusetts, as a sole proprietor. I do not have any sort of liability insurance, or "workers comp" insurance for that matter. I ...
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2answers
249 views

Freelance Programmer - Workers Compensation Insurance

I do web programming for various people on 1099s. Over the last two years, I've been working for one company fairly consistently. They are on the west coast, and I'm on the east. I was recently ...
3
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3answers
134 views

Should I sell insurance services for web development projects?

It's my first time to freelance for a web development project in general and I was thinking of offering insurance if ever the website crashes for any non-self-inflicted reason. What are the ...
5
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5answers
415 views

Hired as a contractor to start Monday, recieved unsigned contract Friday before with unmentioned terms

My wife is a music teacher with lots of experience, but she recently moved to NYC. She was introduced to a music school earlier, who finally got around to contacting her to teach. They were impressed ...
1
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1answer
83 views

How to reduce the cost of healthcare without paying for health insurance? [closed]

So it has come to this...the new US healthcare laws require that all health insurance plans subsidize some things which I find to be immoral (specifically abortifacients, contraception, and ...
3
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1answer
69 views

Is pet business insurance required for a dog walking business?

My fiance has decided that she wants to start a dog walking business here in Florida. We've already discussed her forming an LLC to protect her from liability but she also mentioned having dog ...