I do web programming for various people on 1099s. Over the last two years, I've been working for one company fairly consistently. They are on the west coast, and I'm on the east.
I was recently asked by said employer to purchase my own workers compensation insurance. The reason being, his company (originally a one man shop) has now expanded to a full LLC with a few W2 employees, and a couple contractors (like me). He has workers compensation for his employees that are local to the business location (which he provides), but it doesn't apply to me, who is on the other side of the country. He's concerned that he'll be fined for not having workers compensation for me, in the event something were to happen to me while doing my work remotely.
I'm not really sure what to make of this, as I've never had to do similar things in other contracting positions.
I'm in New York and the company is in Oregon.
Does anyone have advice on this?